Hard Money Lenders in Katy, TX

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Quick Lending is Texas’ leading boutique private lender of hard money loans and offers a variety of loan services to meet your commercial and private real estate, construction, and transactional business needs. With locations throughout Texas, including Katy, Quick Lending prides itself on providing you with excellent customer service, a fast application process, and competitive rates. Quick Lending offers guidance and support while working with you through every step of the loan process, from application to disbursement and beyond.

About Quick Lending in Katy, Texas services

Quick Lending offers more flexibility and faster closing than traditional banks, helping investors finance residential properties’ purchase, rehabilitation, and reselling. Sugar Land-area residents can access quick cash to purchase, repair, and realize their investment profits more quickly.

Most hard money loans from Quick Lending are six to 18 months long, but they have the option to extend based on borrowers’ needs. Our knowledgeable staff will be able to help determine the best loan option for your circumstances, as well as help with details like selecting the After Repaired Value (ARV) and any unique needs for closing.

Quick Lending also finances rental, commercial, and multi-family properties, specializing in the fast execution of complex and simple loans. We offer several hard money loan options:

  • Bridge loans help investors grab a great deal in the marketplace or bridge the gap between sales.
  • Transactional loans are short-term loans, typically under a week, and help investors conduct back-to-back transactions.
  • Rental loans of 30 years provide investors with the flexibility to improve properties or grow their real estate portfolios.
  • Commercial loans finance expanding or acquiring business properties.
  • Owner-financed loans allow easier access to funds for those with difficulty securing typical financing.
Hard Money Lenders in Houston, TX

Hard Money Lenders in Katy, Texas

Investing in real estate requires access to large amounts of funding. Most investors and buyers secure funding through a traditional bank loan. Unfortunately, securing a conventional loan can take time. Hard money loans are an option for investors and buyers looking for a faster funding source. 

Wil S.

Best lenders I personally do business with. They have a great staff that has helped me through some of the toughest deals. As an investor, it’s great to have a go to lender that you can count on, that are quick and effective. They stay true to their name, when time is of the essence you can count on them for a quick closing. For sellers, sometimes the time frame is what’s of upmost importance to them and you can stand out from the competition when you can assure them they’ll have their money in 5-7 days (title permitting). There is so many great things I can say about QuickLending. Give them a try on one deal and you’ll be hooked

Mitzi Childress

These guys are great and even offer loans under $80k.

Justin Long

Quick Lending is a flexible, responsive and quick lender!! Need speed to close a deal? They are right for you!!

Quick Lending

Services that we offer in Katy, TX

Quick Lending is here to provide you with fast available funds when it comes to all sorts of real estate investing. Whether you’re a resident of Katy, TX, or one of the surrounding towns, our services can help you secure the financing you need when you need it. You often don’t have a lot of time to waste in real estate investing, which is why our priority is getting you your funds fast. Our financial services include:

What Is a Hard Money Lender?

A hard money loan is a form of financing secured by collateral, usually real estate, such as a building or piece of land. In most cases, the property being purchased is used as the collateral for the loan. These loans are usually in higher amounts and are funded faster than conventional sources. Hard money lenders provide hard money loans.

A hard-money lender is a private lender, company, or investor that provides short-term or hard money loans secured by residential and commercial real estate. Unlike conventional lending sources, hard money lenders are not required to follow stringent regulations. Instead, they decide their own qualification requirements, including minimum credit score and debt-to-income ratio requirements. Hard money lenders typically focus on the collateral or the property that is used to secure the loan and your ability to pay back the loan in the agreed amount of time.

Why Would You Use a Hard Money Lender?

Most borrowers use a hard money lender when they have been denied a traditional loan, are unable to secure funding from other traditional sources, or require faster access to funding than offered by traditional sources. There are several advantages to using a hard money lender, including:

    • There is less focus on your personal finances, and perfect credit is not required. 
    • The application process is simpler, with less stringent requirements.  
    • The decision process is faster. 

 Hard money loans are frequently used to:

    • Flip or purchase, renovate, and resell a house in a short period of time.
    • Purchasing investment or rental property.
    • Purchasing commercial property. 

How Does Katy, Texas, Benefit From Hard Money Loans?

Access to hard money loans benefits the community and residents of Katy, Texas, in many ways, such as: 

    • Helping residents meet their real estate needs: Residents have access to more funding sources to purchase and renovate homes.  
    • Increasing property values in the community: Hard money lenders fund more homes in need of repair than traditional banks. These renovated homes improve the look, feel, and property values of their communities 
    • Adding to the available housing market: New and renovated homes help increase the stock of available homes to purchase and rent. These houses will eventually become homes to new Katy residents.
    • Contributing to Katy’s sense of community: Katy was voted “#8 Best Suburbs to Buy a House in Houston Area” by Niche in 2022.

Why Visit Quick Lending in Katy, Texas?

As your hard money lender, Quick Lending works with you to secure the funds necessary to achieve your real estate goals and meet your investment needs. Quick Lending offers several hard money loan services and options with faster qualification and financing processes than traditional lenders. Whether you’re a seasoned real estate developer or just starting with your first investment property, Quick Lending offers several hard money loans in Katy, TX to meet your needs, including:

    • Bridge loans.
    • Transactional loans.
    • Same day emergency loans.
    • Rental loans.
    • Commercial loans.
    • Owner financed loans.

Our team of knowledgeable loan officers will work with you through our four-step process to determine the right option based on your unique circumstances. From gathering required documentation to submitting the application and disbursement upon approval, we make it easy for you to secure the loan you need. 

Visit Quick Lending Today

With locations throughout Texas, you can expect a fast, efficient, and flexible experience. Whether you’re looking to purchase your next flip or you’re looking for a fixer-upper as your first home, Quick Lending is the Katy, Texas, hard money lender for you. Contact Quick Lending online or call 346-200-1232 today to get started with a hard money loan.

Frequently Asked Questions about Hard Money Lenders in Katy, TX

Do you have a question about our hard money loans in Katy, TX? Below are some answers to frequently asked questions.

What sort of interest rate do you offer on your private money loans?

Interest rates vary depending on the type of loan and your personal financial history. Typically, the shorter the loan term, the higher the rate. Contact us today to learn more about the specific type of rate you can receive.

Are there any additional fees?

Yes, there are a few additional fees. We include all of our fees, such as processing and valuation fees, in all of the documentation we provide you with your loan. This way, there are no surprises, and you know exactly what you’re paying before you sign anything.

How much can I borrow from hard money lenders in Katy?

This also varies depending on your financial situation. Typically, we’ll loan up to 75% of a property’s After Repair Value (ARV). At this time, however, we do not have a minimum or maximum loan amount.

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