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Why Pick Hard Money Loans over Conventional Lending?

Why Pick Hard Money Loans over Conventional Lending?

At first glance, hard money loans would seem to offer few advantages in comparison to conventional lending. The interest rates run substantially higher than traditional mortgages, and the payback periods are counted in months rather than the 30-year term we are all...

Loan Roundup: Types Of Loans You Can Secure

Loan Roundup: Types Of Loans You Can Secure

Investors who have big ideas tend to have one primary concern at the onset of a particular project: Money. How much will you need, and how will you get it? Your business plan certainly helps, but you improve your chances if you can offer prospective lenders some type...

5 Reasons You Would Use a Fix and Flip Loan

5 Reasons You Would Use a Fix and Flip Loan

Interest in house flipping as a real estate investment strategy continues to climb. According to market researcher ATTOM, successful house flips reached their highest point in more than 15 years in 2021. One factor in the growth most likely is the surge in...

How Do Bridge Loans Work?

How Do Bridge Loans Work?

A bridge loan can help you avoid an unenviable real estate situation: you want to buy a new home, but need your current home to sell before you can afford the down payment. Because a bridge loan is designed to bridge that gap, it offers you flexibility as...

Pros and Cons of Hard Money Lending

Pros and Cons of Hard Money Lending

Investors often look into various lending options when financing real estate investments and short-term projects. One option to consider if you're looking for a real estate investment loan is a hard money loan. Understanding the meaning of hard money lending can help...

What Are the Requirements for a Hard Money Loan?

What Are the Requirements for a Hard Money Loan?

When considering your loan options, one option you might want to consider is hard money loans. Unlike other types of loans, hard money loans typically have fewer requirements. That being said, it does have some requirements. By knowing what these hard money loan...

Quick Lending: How Can I Apply for a Hard Money Loan?

Quick Lending: How Can I Apply for a Hard Money Loan?

Whether you are a new or established investor, financing your purchase through a loan can help you secure the funding you need for the transaction. Although there are several types of loans you can apply for, a hard money loan can be advantageous if you want to secure...

What Are the Different Types of Hard Money Loans?

What Are the Different Types of Hard Money Loans?

Hard money loans are an excellent option for people who might not have the best credit scores but still want to get their hands on some cash. Traditional lenders depend primarily upon a person's ability to pay back the money they borrow with interest rates that can be...

How Much Does My Credit Score Affect My Hard Money Loan?

How Much Does My Credit Score Affect My Hard Money Loan?

Real estate investors often use loans funded by private "hard money" lenders to purchase and rehab properties. Hard money loans are generally easier to qualify for than traditional bank loans because they're based on the value of the purchased property, not the...

What is a Hard Money Loan?

What is a Hard Money Loan?

If you’re interested in real estate investing, you’re likely going to come to a time when you need a loan. What type of loan you should get depends on several factors, including your goals and timeframe. One type of loan that may interest you is a hard money loan....